aSee Rom. 2:4
bSee Rom. 3:27
cEph. 2:4; 1 Pet. 1:3
dSee John 3:5; 1 Cor. 6:11; 1 Pet. 3:21
eSee Rom. 12:2

Titus 3:4-5

4But when athe goodness and loving kindness of God our Savior appeared, 5he saved us, bnot because of works done by us in righteousness, but caccording to his own mercy, by dthe washing of regeneration and erenewal of the Holy Spirit,
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