Deuteronomy 24:10-13
Procedure in Case of Taking a Pledge
As said, God allows His people to take a pledge as security for the repayment of the loan. He who makes a loan, however, is not free to choose his pledge himself. In Deu 24:6 there is something mentioned that may not be taken in pledge. Now we are told how this pledge can be taken. Giving in pledge is a matter for the borrower. The one who takes in pledge may not enter the private property of the one who gives in pledge for this purpose.God also imposes restrictions on the duration of taking items in pledge. If someone is entitled to the pledge of another, he still may not keep it for an unlimited period, despite the debt being unpaid. For example, a garment must be returned when the sun goes down if it belongs to a poor man. That gives blessing and will be accounted as righteousness. Here someone renounces his own interest, in favor of the interest of the other. The prophet Amos condemns the people for the transgression of this very commandment (Amos 2:8a). This arrangement preserves the pledgor’s own responsibility and personal freedom. Sect leaders have no respect whatsoever for this. They push through decisions that they consider important for their cause, without acknowledging the voice of the vulnerable individual. Impoverished circumstance and personal conscience are not taken into account.
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